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Privacy Policy
MidWest America Federal Credit Union is owned
by its members and run by a board of directors you elect.
You can be confident that your financial privacy is a top
priority of this credit union. We are required by law to
give you this privacy notice to explain how we collect, use
and safeguard your personal financial information. If you
have any questions, please contact a member service representative
at (260) 482-3334 or (800) 348-4738.
Click here to view our privacy policy
MidWest America Federal Credit
Union recognizes the importance of protecting the privacy
of members and others who visit our Web sites. To
this end, MidWest America Federal Credit Union is committed
to securing and protecting information that may personally
identify you in the online environment. This
is MidWest America's commitment to you, our valued members.
For each visit to our Web pages, we collect
the domain name and information volunteered by visitors (such
as survey information and/or site registrations). We
also collect the e-mail addresses of those who communicate
with us via e-mail so that we may respond. Information
on what pages are accessed or visited is collected on an
aggregate basis, not individually.
The information we collect is used to improve
the content of our Web sites and the services and products
that may be offered to you. This
information may also be used to notify visitors who have
requested to be contacted about product news, updates, and
information.
If you do not want to receive e-mail from us
in the future, please let us know by sending an e-mail to us
at callcenter@mwafcu.org telling us that you do not
want to receive e-mails from the credit union.
If you supply us with your postal address and/or
telephone number online, we may use them to contact you with
information on products and services or upcoming events. If
you never wish to be contacted for any products, services,
or special promotions, please let us know by sending an e-mail
to callcenter@mwafcu.org.
It should be noted that information contained in e-mail is not entirely
secure and can be intercepted by a third party. Instead of
relaying sensitive personal information via e-mail, we suggest you
visit one of our branches or call our telephone call center at
260-482-3334 or toll free at 1-800-348-4738.
- Cookies: We
use cookies in the Internet Banking section of our web site. A
cookie is a small text file that is given to a web browser
by a web server and allows us to recognize you while
you use Internet Banking. The
cookie is attached when you log on to Internet Banking and
is removed when you log off. For security purposes, the cookie contains limited information.
- Banners and Web Linking: Our web
site contains banner advertisements and hypertext links. These
are links to web sites created and maintained by other
public and private organizations that provide products,
services, or information that may be helpful to members. We
will not represent either the third party or the member
if the two enter into a transaction. Also,
we cannot be responsible for the personal information
collected and used by these sites, or their security. We
encourage you to always read a web site's privacy policy
and security information before giving them any personal
information. Furthermore,
when you click on a banner advertisement, a tag will
be used to track "click-throughs" from our site. These
tags do not contain any personal information, and are
only used for traffic evaluation.
- Online Security: We maintain reasonable
security to protect member information. Our
database is not directly accessible through the internet. Firewalls
and SSL (Secure Sockets Layer) Handshake Protocol that
utilizes 128-bit encryption and authentication technology,
are used to protect proprietary information on our network
from unauthorized access via the internet. Network
traffic is monitored for hacking activity and computer
viruses and a third party security service provider regularly
evaluates and tests for system vulnerabilities. Also,
mwafcu.org is a VeriSign Secure site.
What can you do
to protect your account?
Members can add to the security of their
accounts by choosing unique access codes at least
six characters long and use a combination of alpha
and numeric characters. They
should also keep their access codes confidential
and monitor the "last activity" box that pops up
after logging in for unauthorized attempts to access
their account. If
an unauthorized attempt has occurred, the member
should change their password immediately and evaluate
the security of their PC.
Children's Online Privacy:
Normally, we do not knowingly
collect, use, or maintain personal information from our website about
children under the age of 13. However, members of all ages can
submit questions, comments or requests through the website.
Should a child under the age of 13 send personal information to us, we
will only use that information to respond directly to the child.
Only information required to complete the request such as email
address, name, and type of request will be collected. After the
response is made, all paper and electronic information related to the
child will be destroyed. If the child is requesting a service or
similar activity where service or repeated communication between the
child and the Credit Union is necessary, parental/guardian consent will
be sought. If consent is not received, all paper and electronic
information related to the child will be destroyed.
Under no circumstances will personal information collected from
children under the age of 13 be shared with non-affiliated third
parties.
With proper identification,
parents/guardians may review personal information collected about their
child under the age of 13. The parent/guardian may request that
information collected about their child under the age of 13 be deleted
from Credit Union records. Please contact us at callcenter@mwafcu.org or call our telephone call center at 260-482-3334 or toll free at 1-800-348-4738 to make this request.
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