Business Accounts

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BUSINESS ACCOUNTS

Business Deposit Accounts

MidWest America Federal Credit Union offers multiple options for your Business Checking and Savings accounts, including paid dividend distributions.

We feel that straightforward, easy to understand products, serve our members best. In addition, all Business Deposit Accounts are insured to $250,000.00 by NCUA, with an additional $250,000.00 insured by Excess Share Insurance.

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business women

 

MEMBER BUSINESS SHARE SAVINGS

  • $100 minimum balance
  • No service charge
  • Dividends paid quarterly

Current Rates

BUSINESS GOLD MONEY MARKET

  • No minimum balance to open
  • No fees
  • Dividends paid monthly
  • Limited check writing 
  • Competitive rates

Current Rates 

BUSINESS SHARE CERTIFICATES

  • Competitive rates
  • Multiple term options
  • Dividends paid monthly and quarterly

Current Rates

BuSINESS Checking

All business checking products offer free digital banking, bill payer, E-Statements, and are insured to $250,000 by the NCUA and an additional $250,000 by Excess Share Insurance.

Current Rates

Business partners

 

SMALL BUSINESS CHECKING

  • No minimum balance
  • No opening deposit requirement
  • No monthly maintenance fee
  • No dividends
  • $0.35/item* over 200 transactions
  • $0.50/check for mobile deposits
  • Cash handling fee

 

BUSINESS CHECKING

  • No minimum balance
  • No opening deposit requirement
  • $20 monthly maintenance fee
  • Dividends paid monthly
  • $0.10/item*; no transaction limit
  • $0.50/check for mobile deposits
  • Cash handling fee

ASSOCIATION CHECKING

  • Not-for-profit business only
  • No minimum balance
  • No opening deposit requirement
  • No monthly maintenance fee
  • No transaction fees
  • Dividends paid monthly

* A transaction is defined as each item presented to the account. Must open a Business Share Savings to qualify for any other products. Business Share Savings may incur a monthly service fee if requirements are not met. 

 

How-To Videos for Business Digital Banking

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ACH File Import


Payment Template Creation

Activity Center


Recipient Management 

One-time Payments


Tax Payments

User Management


Split Payments