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- Mechanical Breakdown Protection
- Guaranteed Asset Protection
- Debt Protection
Experience Worry-free Driving!
Your vehicle is a major investment. That is why purchasing mechanical breakdown protection (MBP) is a wise choice. MBP can help ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.
Don't go from Luxury to Economy!
In the event of theft or total loss of your vehicle, most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a deficiency of several thousand dollars that you're liable for. What is the "GAP" on your vehicle? You may be surprised at the answer!
When you have debt protection on your loan, the Credit Union agrees to cancel or suspend all, or part, of your obligation to repay an extension of credit (from the Credit Union) upon the occurrence of a specified event. Events include: death, disability, involuntary unemployment, family leave and hospitalization.