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Become a Member

Take the Steps to Better Financial Management

At MidWest America, we believe becoming a member should be a simple process. We have a series of steps that will make your switch from your existing financial institution to MidWest America simple. If you have questions along the way, feel free to contact us. Before getting started, let's determine whether you qualify for membership.

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Step 1: Open your MidWest America account. This will get you started with all of our member benefits. In addition to our numerous branch and ATM locations, we offer free on-line banking and exceptional loan rates. Here are some additional member benefits. To get started now, you can either stop in at any of our branch locations or you can fill out, print, and mail the membership application. It only takes a $5 deposit! Before you can venture to Step 2, you need to wait for your application to be processed. Once you have your account number from MidWest, you can proceed to Step 2!


Step 2: Change your automatic withdrawals/deposits. In order to help simplify this process, we have serveral forms that may assist you in your transition to MidWest America. The Direct Deposit / Payroll Deductions link will authorize your employer to initiate direct deposit/payroll deductions into your MidWest accounts. The ACH Credit Authorization will allow you to pay other instituion's loans from MidWest.


Step 3 : Close your old accounts. After you have completed steps one and two, it is time to wait for any outstanding transactions from your previous accounts. Some of these transactions may include checks that need to clear, any debit card transactions, or any automatic payments. After you have confirmed that there are no more transactions on these old accounts, you can close the accounts. We have provided an Official Notice to Close form that can be filled out and delivered to the institutions you are closing.


Step 4 : Welcome to MidWest America!! We are committed to providing competitive, quality services for our members' financial success. Here are some additional member products and services.

 

 
 
 
Your savings are federally insured by the National Credit Union Administration and up to an additional $250,000 by Excess Share Insurance, for a total of $350,000.- learn more.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government, the National Credit Union Administration, a U.S. Government Agency, and up to an additional $250,000 by Excess Share Insurance, for a total of $350,000. IRAs are separately insured to $250,000 by the National Credit Union Administration, a US Government Agency, and an additional $250,000 by Excess Share Insurance, for a total of $500,000.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.