Midwest America Federal Credit Union
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Loan Rates

Rates effective 2/1/12
*APR = Annual Percentage Rate

Vehicle Loans
Loan Type Term APR* Sample Loan Payment
New Vehicle Up to 36 months as low as 2.79% Calculate
New Vehicle 37 to 48 months as low as 2.79% Calculate
New Vehicle 49 to 66 months as low as 2.79% Calculate
New Vehicle 67 to 72 months as low as 3.29% Calculate
Used 2010-2012 Up to 48 months as low as 2.79% Calculate
Used 2010-2012 49 to 66 months as low as 2.79% Calculate
Used 2010-2012 67 to 72 months as low as 3.29% Calculate
Used 2009 Up to 66 months as low as 2.99% Calculate
Used 2008 Up to 66 months as low as 2.99% Calculate
Used 2007 Up to 66 months as low as 2.99% Calculate
Used 2006 Up to 54 months as low as 3.99% Calculate
Used 2005 Up to 54 months as low as 3.99% Calculate
Used 2004 & Older Up to 36 months as low as 5.99% Calculate

Rates and applicant's qualifications may vary.

 
Watercraft/Recreational Vehicle Loans
Loan Type Term APR* Minimum Loan Amount Sample Loan Payment
New Vehicle Up to 36 months as low as 4.34% n/a Calculate
New Vehicle 37 to 48 months as low as 4.34% n/a Calculate
New Vehicle 49 to 60 months as low as 4.34% n/a Calculate
New Vehicle 61 to 72 months as low as 5.09% n/a Calculate
New Vehicle 73 to 84 months as low as 6.09% $20,000 Calculate
New Vehicle 85 to 96 months as low as 6.39% $20,000 Calculate
New Vehicle 97 to 120 months as low as 6.64% $25,000 Calculate
New Vehicle 121 to 144 months as low as 6.89% $25,000 Calculate
New Vehicle 145 to 180 months as low as 7.14% $30,000 Calculate
Used 2010-2012 Up to 60 months as low as 4.59% n/a Calculate
Used 2010-2012 61 to 72 months as low as 5.34% n/a Calculate
Used 2010-2012 73 to 84 months as low as 6.34% n/a Calculate
Used 2010-2012 85 to 96 months as low as 6.74% $20,000 Calculate
Used 2008-2009 up to 60 months as low as 5.09% n/a Calculate
Used 2008-2009 61 to 72 months as low as 6.09% $25,000 Calculate
Used 2006-2007 up to 48 months as low as 5.34% n/a Calculate
Used 2006-2007 49 to 66 months as low as 7.59% n/a Calculate
Used 2005 up to 36 months as low as 5.59% n/a Calculate

Rates and applicant's qualifications may vary.

 
Share Secured Loan
Loan Type Term APR* Sample Loan Payment
100 % Share Secured Up to 7 Years 3.15% Calculate
75 % Share Secured -
$20,000 maximum		 Up to 5 Years 5.15% Calculate
50 % Share Secured -
$10,000 maximum		 Up to 4 Years 6.15% Calculate

 

 
Personal Loan
Loan Type Term APR* Sample Loan Payment
Personal Up to 48 months as low as 11.65% Calculate
Personal 49 through 72 months as low as 12.15% Calculate

Discount for net check or 100% payroll deduction. Rates and applicant's qualifications may vary.

 
Second Mortgages (Fixed Rate)
Loan Type Term APR* Sample Loan Payment
Second Mortgage
Owner Occupied		 up thru 120 months as low as 5.99 % Calculate
Second Mortgage
Owner Occupied		 121 to 180 months as low as 6.24 % Calculate
Second Mortgage
Owner Occupied		 181 to 240 months as low as 6.49 % Calculate
Maximum amount financed is $100,000 or up to 70% of Appraisal Value minus First Mortgage. Property location must be within a fifty (50) mile radius of any MidWest America Branch.

 

 

 
 
 
This credit union is federally insured by the National Credit Union Administration and up to an additional $250,000 by Excess Share Insurance, for a total of $500,000.- learn more.

This credit union is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, the National Credit Union Administration, a U.S. Government Agency, and up to an additional $250,000 by Excess Share Insurance, for a total of $500,000. IRAs are separately insured to $250,000 by the National Credit Union Administration, a US Government Agency, and an additional $250,000 by Excess Share Insurance, for a total of $500,000.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.