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Loan Rates

Rates effective 1/1/10
*APR = Annual Percentage Rate

Vehicle Loans
Loan Type Term APR* Sample Loan Payment
New Vehicle Up to 36 months as low as 5.44% Calculate
New Vehicle 37 to 48 months as low as 5.44% Calculate
New Vehicle 49 to 60 months as low as 5.44% Calculate
New Vehicle 61 to 72 months as low as 6.19% Calculate
Used 2008-2010 Up to 60 months as low as 5.69% Calculate
Used 2008-2010 61 to 72 months as low as 6.44% Calculate
Used 2006-2007 Up to 60 months as low as 6.19% Calculate
Used 2004-2005 Up to 48 months as low as 6.44% Calculate
Used 2003 Up to 36 months as low as 6.69% Calculate

Rates and applicant's qualifications may vary.

 
Watercraft/Recreational Vehicle Loans
Loan Type Term APR* Minimum Loan Amount Sample Loan Payment
New Vehicle Up to 36 months as low as 5.44% n/a Calculate
New 2010 Up to 48 months as low as 5.44% n/a Calculate
New 2010 49 to 60 months as low as 5.44% n/a Calculate
New 2010 61 to 72 months as low as 6.19% n/a Calculate
New 2010 73 to 84 months as low as 7.19% n/a Calculate
New 2010 85 to 96 months as low as 7.49% $20,000 Calculate
New 2010 97 to 120 months as low as 7.74% $25,000 Calculate
New 2010 121 to 144 months as low as 7.99% $25,000 Calculate
New 2010 145 to 180 months as low as 8.24% $30,000 Calculate
Used 2008-2010 Up to 60 months as low as 5.69% n/a Calculate
Used 2008-2010 61 to 72 months as low as 6.44% n/a Calculate
Used 2008-2010 73 to 84 months as low as 7.44% n/a Calculate
Used 2008-2010 85 to 96 months as low as 7.84% $20,000 Calculate
Used 2006-2007 up to 60 months as low as 6.19% n/a Calculate
Used 2006-2007 61 to 72 months as low as 7.19% $25,000 Calculate
Used 2004-2005 up to 48 months as low as 6.44% n/a Calculate
Used 2004-2005 49 to 66 months as low as 8.69% $25,000 Calculate
Used 2003 up to 36 months as low as 6.69% n/a Calculate

Rates and applicant's qualifications may vary.

 
Share Secured Loan
Loan Type Term APR* Sample Loan Payment
100 % Share Secured Up to 7 Years 3.25% Calculate
75 % Share Secured -
$20,000 maximum		 Up to 5 Years 5.25% Calculate
50 % Share Secured -
$10,000 maximum		 Up to 4 Years 6.25% Calculate

 

 
Personal Loan
Loan Type Term APR* Sample Loan Payment
Personal Up to 48 months as low as 11.65% Calculate
Personal 49 through 72 months as low as 12.15% Calculate

Discount for net check or 100% payroll deduction. Rates and applicant's qualifications may vary.

 
Second Mortgages (Fixed Rate)
Loan Type Term APR* Sample Loan Payment
Second Mortgage
Owner Occupied		 up thru 120 months as low as 6.24 % Calculate
Second Mortgage
Owner Occupied		 up thru 180 months as low as 6.49 % Calculate
Second Mortgage
Owner Occupied		 up thru 240 months as low as 6.55 % Calculate
Maximum amount financed is $100,000 or up to 70% of Appraisal Value minus First Mortgage. Property location must be within a fifty (50) mile radius of any MidWest America Branch.

 

 

 
 
 
Your savings are federally insured by the National Credit Union Administration and up to an additional $250,000 by Excess Share Insurance, for a total of $500,000.- learn more.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, the National Credit Union Administration, a U.S. Government Agency, and up to an additional $250,000 by Excess Share Insurance, for a total of $500,000. IRAs are separately insured to $250,000 by the National Credit Union Administration, a US Government Agency, and an additional $250,000 by Excess Share Insurance, for a total of $500,000.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.