Vehicle Loans

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Get more smiles per mile!

Our vehicle loans can be any consumer loan secured by a titled collateral such as auto, truck, ATV, motorcycle, etc. A vehicle can be used as collateral when you purchase it.

  • New and used cars and trucks
  • Refinancing and pre-approval
  • 90 days no payment

Act Now! Auto rates are still low - purchase or refinance - 2.99% APR Auto Loan Special

Are you in the market for a new vehicle? Or looking to save money each month by refinancing your existing auto loan from another lender? MidWest America has you covered!

Finance your new ride at a rate as low as 2.99% APR for up to 60 months! Also, you can make no payments for 90 days! This offer is good for all 2017 & newer model year vehicles. Not only is this valid on vehicle purchases, you can also refinance current loans from another financial institution.

Hurry, this offer is only available for a limited time! For more information or to apply, visit your local office or call us at 800-348-4738 today.


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APR = Annual Percentage Rate. This offer is for a limited time and subject to change. Eligible for new vehicle purchases and refinancing.  New money only. Please consult us for terms and details. Actual rate based on credit qualification, vehicle model year, and loan term. Subject to credit qualification and approval. Certain restrictions apply. APR on a $15,000.00 loan is 2.99% based on a rate of 2.99%, resulting in an approximate payment of $269.49 per month, for a 60 month term. This does not constitute a commitment to lend. Relationship Perks do not apply.



What will my monthly payment be?

Mechanical Breakdown

Reduces out-of-pocket expenses when your vehicle has mechanical failure.

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Guaranteed Asset Protection

Get extended protection for your vehicle in the event of theft or total loss of your vehicle.

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Loan Protection

We offer loan payment protection in case the unexpected happens.

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Depreciation Protection

Protects the equity in a vehicle if you are financing less than 90% of the NADA retail value.

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Finance Directly at the Dealership

When you're shopping for your vehicle, just tell your participating dealer that you want to finance through your Credit Union - they'll take care of everything right there in one stop.