Online Services

Manage your accounts with ease.

Digital Banking

Online Account Management

MidWest Digital Banking is a free service that enables our members to access and perform transactions on their account(s) using the Internet on the web or their mobile device. This includes: real-time transfer of funds within the account; real time view of your account histories & balances, and member to member transfers.

Enroll for Digital Banking

*If you have a business account, please enroll for Digital Banking here.

Please note that we limit check withdrawals from digital banking to $5,000 per day to protect your account. 

Attention Quicken Connect users: If you need help setting up Quicken Connect with your MidWest America FCU account, please view our help guide.

digital banking

How-To Videos for Digital Banking

Login Process & Device Registration

Home Page

Account Details & History

Activity Center

Mobile Remote Deposit


External Transfers

Card Swap

man looking at smartphone

Mobile App

MidWest Digital Banking makes it easier and faster to do all of your banking conveniently on-the-go. For our members with a smartphone, we have a dedicated application for iOS and Android™ devices. 

Download on the App Store
Get it on Google Play
man taking picture of check with smartphone

Mobile Deposit

Our app includes many features like Remote Deposit Capture, which allows you to deposit checks right on your smartphone or tablet to your personal account for free! Up to $225 of your check will be available immediately upon deposit. The remaining amount will be on hold for 2 business days. Deposit up to $3,000 daily and $12,000 monthly.

person paying with card

Card Management

Have you ever misplaced your debit card? Later you may find your card and want to use it again. Possibly you learned that your card was lost or stolen. Using our Card Management feature provides you the option of turning “on” or “off” your card in these types of situations. Whether it is day or night, you can have the peace of mind that access to your card has been disabled. Not only can you disable the card, you can also order a new one. 

*You may also use our MidWest Digital Banking without downloading our app by visiting our website on your mobile device.

Phone Banking

It's convenient, free, and requires only a PIN number.

MidWest Phone Banking provides 24-hour access, 7 days a week, to members to verify savings, checking, and loan balances. Commands can be entered manually by touch-tone access.

Contact us if you are interested in adding this service to your account. 


  • 260-423-8278
  • 260-482-3334 ext. 5278


  • 1-800-847-2278
  • 1-800-348-4738 ext. 5278

Bill Payer

Online Bill Payment Service

Pay bills online using your Credit Union checking account with MidWest Bill Payer. When paying a bill, you determine the amount and date you want it sent. No stamps needed. Plus, you have a great record of all your paid expenses. There is no fee for this service; however, there is a $5 fee assessed if there are 90 days of no activity.

Additional features include Rush Payments to prevent late fees and Gift Pay for special occasion checks for birthdays, graduations, etc. Payments can be made to any entity within the US—including government agencies (i.e. child support; alimony; and taxing authorities.) And you will not need to have a separate user ID and password as you are able to access the Bill Payer system via MidWest Digital Banking or Mobile App.

Login to Digital Banking

                                   woman paying bills


Receive your monthly statement sooner than by mail.

You must be signed up for our free Digital Banking product in order to retrieve your monthly statements electronically. This service is at no cost to you. You can print your statement or if you only want to view it online, statements can be archived for several months starting with your first e-statement. Click here to log into MidWest Digital Banking and sign up for e-statements.

VISA® Account Access

MidWest America offers a safe and convenient way to manage your Home Equity Line of Credit VISA® with online account access.

This service is also available to members who have an existing VISA® credit card transferred to MidWest America.

  • View your credit card statement
  • Obtain payment information
  • Make online payments

Existing credit cardholders may obtain a copy of their cardholder’s agreement by contacting the Credit Union at 800-348-4738 ext. 4000.

*Please use the Google Chrome browser to login to your VISA® account.

Login to HELOC Visa® Account Access 

Man paying VISA bill


Receive a message to alert you on changes to your account.

Would you like to know when your account balance falls below a certain amount, when a particular check has cleared, when a direct deposit has been made, or if your account has a negative balance?

You can get the answers to these questions and more with e-Alerts which sends a message directly to your cell phone or email account. Alerts are free and you avoid fees with immediate notification of your account status!


Sign up for e-alerts

To sign-up for this service, log into your account using MidWest Digital Banking. You can select which alerts are important to you.


New card, no problem.

Update your favorite online vendors and subscriptions in one place!

It just got easier to stream, watch, listen, shop, and subscribe to all your favorite online brands. Now, you can update your preferred method of payment for digital services, like Netflix, Amazon, iTunes, Uber, and dozens of others*—all at the same time, and all in the same place.

To sign up for our Cardswap service, login to Digital Banking and go to Services -> Cardswap and follow the instructions to enroll. 

Login to Digital Banking

*None of the listed companies are associated with, sponsor, or endorse this product.