Personal Loans
Loans for almost any need.
helping you afford the little things
Whether you want to consolidate your debt, fix up your home,
or pay for a dream vacation, we can help you achieve your goal with a personal loan that's right
for you!
Signature Loans
Our signature loans can cover you for a variety of borrowing needs. It’s perfect for short-term borrowing
situations or for occasions when unexpected expenses need to be repaid over time.
- This type of loan is unsecured
- No collateral required
Share Secured & Certificate Secured Loans
Share Secured Loans and Certificate Secured Loans use the assets in a savings account or certificate as collateral for the loan. Once approved, a hold will be placed on the amount you want to borrow against. The money becomes available in your savings account or certificate again when the loan is paid off. Best of all, rates on these loans are typically very low because the loan is secured. Approvals are quick & easy too!
- An excellent loan for anyone who is trying to build or rebuild a positive credit history
- The money in the savings account or certificate is held, but does continue to earn dividends for the member during the duration of the loan
- Minimum loan amount is $500
What will my monthly payment be?
Home Energy Loans - smart e-Loans
Upgrade your home the smart way. Save energy. Save money.
Smart-E Loans offer long-term, low-interest financing to help homeowners make home energy improvements. Choose from over 40 energy improvements, from insulation and energy efficient windows to heat pumps and solar panels. Save money on energy bills, make your home more comfortable, and invest in your home with one simple loan. No matter what your goals are, investing in these improvements today can result in energy savings, greater comfort and environmental benefits for you and your family.
| term | rate* |
|---|---|
| 5 years | 6.99% |
| 7 years | 7.49% |
| 10 years | 7.49% |
| 12, 15, 20 years | 7.99% |
If you have questions and would like to learn more about this program, contact us today!
* Offered rates, terms, programs, and underwriting policies are subject to change without notice. Please note that the interest rates shown here are available to borrowers with a satisfactory credit history. Other restrictions, terms, and conditions may apply.
**All rates herein are expressed as an annual percentage rate (APR).