REWARD CHECKING

Your Money Just Leveled Up

Reward Checking boosted
to 5.00% APY.

Learn More

REFER A FRIEND

Good Things Are Better Shared

Introduce someone you care about to MidWest America, and you can both receive a $90 bonus.

Learn More

AUTO LOAN SPECIAL

As low as 6.29% APR Auto Loans!

Fall into great rates this season.

Learn More

How can I pay on my loan?

Make a Loan Payment Learn More

Open a Share Certificate today. Tomorrow will thank you. 

4.50% APY Share Certificate Special! Learn More

MEMBER TOOLS & RESOURCES
As low as 6.29% APR Auto Loan Special

Fall into Great Rates This Season!

Purchase or refinance a 2021 model year or newer vehicle with rates as low as 6.29% APR for up to 72 months, plus no payments for 90 days! Whether you're upgrading your ride or shopping for your next adventure, we're here to help you get moving.

Hurry, offer ends October 30th!

Reward Checking now at 5.00% APY!

Your Money Just Leveled Up. 

A Reward Checking account can now help your money work harder with an impressive 5.00% APY. Simply use your debit card, receive a direct deposit or make an automatic payment, and stay connected with eStatements.

Meet the three easy monthly requirements and enjoy a premium rate plus ATM fee refunds for doing the banking activities that may already be part of your routine!

Refer a Friend!

Good Things are Better Shared.

What could you do with an extra $90?Dinner out? A full tank of gas? A little extra in savings?

Refer someone to MidWest America, and when they open a qualifying membership and complete the program requirements, you’ll each receive a $90 bonus.

Get your referral link today!

Membership eligibility and program requirements apply.

Branch Enhancements

Branch Construction Updates

We’re enhancing several of our branch locations to better serve you.

Construction is underway at our  Lima/Dupont & Decatur branches. Read the latest information on construction timelines, temporary service changes, and new Virtual Teller Machine (VTM) instillations.

Digital Wallet

No card, no cash, no problem! Make fast, secure payments using your phone. When you add your MidWest America Federal Credit Union debit card to your digital wallet, you can conveniently and safely pay for your purchases everywhere Apple Pay®, Google Pay™, or Samsung Pay® are accepted.

Cash in on 90 Sweepstakes

"Cash In on 90" Sweepstakes 

With our "Cash In on 90" sweepstakes, MidWest America Federal Credit Union will be drawing monthly winners from our membership throughout the rest of 2026 for special cash prizes designed to help with everyday expenses. Members age 18 and older are automatically entered in the sweepstakes.

Best Rates

We pass along our profits to you.

Home Equity

2nd Mortgages

as low as

7.068%

APR

Mortgage

Get it Done
Home Loans

as low as

6.445%

APR

Personal

Reward Checking

dividends

5.00%

APY

Vehicles

Auto

as low as

6.49%

APR

It's a Midwest Thing

MWAFCU is here to help you achieve your financial goals.

Better Rates

Whether it's lower rates on loans and credit cards or higher yields on investments and savings accounts, your money goes further and farther with MidWest America FCU.

Better Service

MWAFCU exists solely to serve our members by providing competitive, quality services. Our commitment to you comes across in every interaction, every transaction, every smile.

Lower Fees

Because we're a not-for-profit financial cooperative, instead of returning profit to shareholders, we return it directly to our members through the form of lower fees and better rates.