as low as 5.25%
5/5 ARMs
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How can I pay on my loan?
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Open a Share Certificate today. Tomorrow will thank you.
3.85% APY Share Certificate Special! Learn More
"Cash In on 90" Sweepstakes
With our "Cash In on 90" sweepstakes, MidWest America Federal Credit Union will be drawing monthly winners from our membership throughout the rest of 2026 for special cash prizes designed to help with everyday expenses. Members age 18 and older are automatically entered in the sweepstakes.
Branch Construction Updates
We’ve been busy making improvements across our branch network, and we’re excited to share the latest updates.
In June, construction will begin on our Lima/Dupont branch, which is the next office set to receive important upgrades. Renovations at the Decatur branch are set to begin later this summer.
Get it Done Home Loans
Want to pay off debt faster or waiting for the right time to refinance?
As part of our 90th Anniversary celebration, take advantage of special fixed-rate financing that can help you refinance your mortgage, consolidate balances, and pay off debt faster. And a low origination fee of just $399!
Introducing Credit Score & More by SavvyMoney!
This new feature provides our members with access to your credit score, full credit report, credit monitoring, financial tips and education. All of this without impacting your credit score. You can do this anytime, anywhere, and all for free!
No card, no cash, no problem! Make fast, secure payments using your phone. When you add your MidWest America Federal Credit Union debit card to your digital wallet, you can conveniently and safely pay for your purchases everywhere Apple Pay®, Google Pay™, or Samsung Pay® are accepted.
Say Hi to Mia!
MidWest America’s Digital & Voice Assistant, Available 24/7.
Mia, our Digital & Voice Assistant, is available round-the-clock to help you quickly get answers to your banking questions! Chat with Mia on our website using the icon at the bottom right of your screen or you can call 800-348-4738. Mia is designed to make your experience faster and more convenient and help you find information anytime, day or night.
We pass along our profits to you.
MWAFCU is here to help you achieve your financial goals.
Better Rates
Whether it's lower rates on loans and credit cards or higher yields on investments and savings accounts, your money goes further and farther with MidWest America FCU.
Better Service
MWAFCU exists solely to serve our members by providing competitive, quality services. Our commitment to you comes across in every interaction, every transaction, every smile.
Lower Fees
Because we're a not-for-profit financial cooperative, instead of returning profit to shareholders, we return it directly to our members through the form of lower fees and better rates.