Youth Savings
Start saving today.
Youth Savings
You are never too young to learn the importance of saving money.
We're excited to offer Growing Up MidWest Youth Savings accounts designed to grow right alongside our child. Open an account in your child's name with just $5 in savings and a $1 opening deposit into the Growing Up MidWest account, and they'll start earning premium dividends on their first $500.
As their savings grow, so will their financial knowledge! They'll receive fun newsletters filled with age-appropriate money tips, games, contests, and special event invitations.
- Acorns (Ages 0-4) - It’s never too early to start saving for your child’s future and help your little Acorn to understand money.
- Sprouts (Ages 5-12) - Our acorns have sprouted and are ready to understand what saving is all about.
- Roots (Ages 13-17) - Our tree has sprouted and grown. Now we want to help establish their roots in the financial world with an account built to help them understand spending.
View our Benefits chart
here to see a breakdown of our program features for each age group. 
Branch Into Savings Certificate
Is your child a good saver and wants to grow a balance of $500 or $1,000?
Our 12-Month Branch Into Savings Share Certificate locks in their savings where they can watch it grow at a higher rate.
- Earn a higher rate than our standard 12-month certificates.
- One Youth Certificate is available per account with a minimum of $500 and a maximum deposit of $1,000.
- Automatically renews each year until you turn 18 years old.
View our Branch Into Savings Certificate rates here. To open a certificate, simply visit your local branch or call us today at 1-800-348-4738.
How much can I save over time?
Youth Checking Options
Is your teenager ready for the next step in their financial journey?
Youth Checking options are available with an adult co-signer and feature:
- 2 "Courtesy Fee Reversals" per year until their 18th birthday credited within the next 2 business days.
- "Opt-Out" option for Visa® debit card purchases.
- Card Control on our mobile app for peace of mind if the card is lost or stolen
Visit your local branch or call us today at 1-800-348-4738 to open an account.
