10 & Done
Would you like to take advantage of the low mortgage rates but don’t want to pay the high cost to refinance?
Our 10 & Done program has a term of 10 years at the current fixed rate of 3.39% while our 7 & Done has a term of 7 years at the current fixed rate of 3.19%. And both come with only $199 in closing costs! With our special programs, you can refinance your existing first mortgage balance or combine your existing 1st and 2nd mortgage balances.
For example, with a loan amount of $60,000 for 7 years at a rate of 3.19%, the APR would be 3.29% with the $199 loan origination fee included. The approximate payment would be $798.01 per month. With a loan amount of $60,000 for 10 years at a rate of 3.39%, the APR would be 3.462% with the $199 loan origination fee included. The approximate payment would be $591.14 per month.
Please call 1-800-348-4738 or stop by your nearest branch to find out additional information or to apply.
APR = Annual Percentage Rate. This product is not eligible for real estate purchase transactions. Closing costs to borrower include $199 loan origination fee and appraisal fee (if required). All other costs are paid by the lender unless further disclosed. Appraisals will be required on all loan amounts exceeding $150,001 or LTV in excess of 70%. Loan amounts in excess of $150,000 may require title insurance and will be paid for by the borrower. Borrower will be responsible for cost of subordinating any junior liens currently in force on the subject property. All applications will be subject to credit review and approval. Actual interest rate charged will be based on the highest of the credit scores of all applicants. Subject to credit review and approval. This does not constitute a commitment to lend.