Reward Checking acts like a traditional checking account but has added features that actually reward you for using it. Earn rewards like a premium interest rate and fee refunds on ATMs!
All you have to do to get these great benefits is fulfill three easy requirements—things you're probably doing already
- Have at least one Automatic Payment or Direct Deposit transaction post
and clear in your Midwest Reward Checking Account per monthly qualification cycle
- Have at least 10 debit card transactions post and clear per monthly qualification cycle
- Sign up for and receive monthly e-statements (must maintain a valid email address)
To apply for Reward Checking, please visit any one of our locations or complete our Account Change Form and Reward Checking Disclosure available on our Applications & Forms page. Once completed, mail back the forms to our main office at:
Attn: Call Center
MidWest America FCU
1104 Medical Park Dr
Fort Wayne, IN 46825
Reward Checking FAQ
*Each qualification cycle that the minimum requirements are met, 1.51% Annual Percentage Yield (APY) will be paid on balances between one penny and $10,000, and 0.23% APY paid on all amounts above $10,000. If you do not meet the requirements per cycle, your account will earn 0.03% APY; however, you will not receive ATM refunds. Dividend rate subject to change. No minimum balance required. Available on personal accounts only. No monthly service charge. ATM fee refunds up to $12 per cycle, if requirements are met. Accounts not meeting the monthly qualifications will be assessed a $5.00 fee.