Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (Member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates, MidWest America Federal Credit Union and MidWest America Financial Services are not registered as a broker-dealer or investment advisor. The investment products sold through LPL Financial are not insured deposits and are not NCUA insured. These products are not obligations of the and are not endorsed, recommended or guaranteed by or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. Registered representatives of LPL offer products and services using MidWest America Financial Services and may also be employees of MidWest America Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, MidWest America Federal Credit Union or MidWest America Financial Services. LPL Financial does not provide tax or legal advice. This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;
1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements.
2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.