Save time, money, fuel, and the environment by using online services.
- Online Banking
- Phone Banking
- Mobile Banking
- Bill Payer
- VISA® Online Account Access
Online Account Management
MidWest Internet Banking is a free service that enables our members to access and perform transactions on their account(s) using the Internet. This includes: real time transfer of funds within the account; real time view of your account histories & balances. Also, member to member transfers.
Please note that we limit check withdrawals from home banking to $5,000 per day to protect your account.
MidWest Phone Banking provides 24 hour access, 7 days a week, to MidWest America's computer to verify savings, checking, and loan balances. It's convenient, free, and requires only a PIN number. Commands can be spoken using our voice recognition software or entered manually by touch-tone access.
In addition to transferring funds within your own account, Phone Banking can be setup to enable you to transfer from your account to up to nine additional Credit Union members with our Member to Member Transfer feature.
If you would like more information on how to use this system please call our main office locally at 260-482-3334 or toll free at 1-800-348-4738. Please ask for extension 5500. One of our representatives would be glad to walk you through a Phone Banking transaction. You may also visit our Applications and Forms page, where you can download an information sheet and application.
MidWest America FCU has released new mobile banking options for our members. These services make it easier and faster to do all of your banking conveniently on-the-go and from any mobile device. Our mobile banking solutions include:
For our members with a smartphone, we have a dedicated application for iOS and Android™ devices. Our app includes Remote Deposit Capture, so you can deposit checks right on your smartphone or tablet! Up to $200 of your check will be available immediately upon deposit. The remaining amount will be on hold for 3 business days. Deposit up to $3,000 daily and $12,000 monthly. You can also access your MidWest Bill Payer from within the app!
You may also use our mobile banking service without downloading our app by visiting our website on your mobile device. SMS banking is available for all phones and can be setup through our mobile website.
For detailed instructions on how to enroll for any of these free services, please read our Enrollment Help guide.
Online Bill Payment Service
Pay bills over the Internet
using your Credit Union checking account with MidWest Bill Payer. When paying a bill, you
determine the amount and date you want it sent. No stamps needed. Plus,
you have a great record of all your paid expenses. There is no fee for
this service; however, there is a $5 fee assessed if there are 90 days
of no activity.
It takes approximately 7 business days for your enrollment form to be processed. Then you will receive a "welcome letter" in the mail. Your letter will contain all the information you need to begin making payments. Your bill payments are taken from your account on the processing date that you requested. A single payment can be scheduled up to 60 days in advance. Government taxing authorities or court directed payments such as alimony and child support cannot be paid through Bill Payer.
Receive your monthly statement sooner than by mail. You must be signed up for our free Internet Banking product in order to retrieve your monthly statements electronically. This service is at no cost to you. You can print your statement or if you only want to view it online, statements can be archived for several months starting with your first e-statement. Click here to log into MidWest Internet Banking and sign up for e-statements.
VISA® Online Account Access
Would you like to know when your account balance falls below a certain amount, when a particular check has cleared, when a direct deposit has been made, or if your account has a negative balance? You can get the answers to these questions and more with eAlerts which sends a message directly to your cell phone or email account. Alerts are free and you avoid fees with immediate notification of your account status!
To sign-up for this service, log into your account using MidWest Internet Banking. The following eAlert notifications are available now with additional notifications coming in the future. You can select which alerts are important to you.